We started Ledger & Key because too much mortgage and real estate recruiting treats producers like line items instead of people with a number that needs to make sense.
Mortgage and real estate are relationship businesses built on trust, timing, and numbers that actually add up. Most recruiting in this space doesn't reflect that — resumes get blasted to dozens of employers at once, comp conversations happen after an offer instead of before, and confidentiality is an afterthought.
Ledger & Key exists to fix that sequence. We talk to producers first, understand what would genuinely move them, and only then go find the employers who can actually deliver it. No mass submissions, no surprises at the offer stage, and no contact with your current employer unless you explicitly want us to make it.
We work across South Florida and licensed nationwide, placing loan officers, processors, underwriters, and agents with lenders and brokerages that are hiring to grow — not just to fill a chair.
Ledger & Key is founded and operated by Joe DiPerna.
Your search stays private. We never contact a current employer or submit your information without sign-off, role by role.
We lead with production, comp structure, and licensing — the facts that actually decide whether a move makes sense.
Every submission is reviewed by a recruiter, not a filter. You'll hear back from a human within 48 hours.
Two halves of the same business: the numbers that prove what you're worth, and the access that gets you in the door.
Your production history and the financial reality of any move — the line items a good decision actually depends on.
The relationships and access that get a strong producer in front of the right decision-maker, faster than a cold application ever could.